DCA calculator
Bitcoin DCA calculator
Backtest a recurring Bitcoin buy against real historical prices.
Bitcoin is the original cryptocurrency — a fixed-supply, bearer digital asset with no company or government behind it, and by far the deepest liquidity and longest price history of any crypto asset.
That history includes several 70–80% drawdowns as well as some of the largest sustained rallies of any asset class, which is exactly the kind of path dollar-cost averaging is meant to be tested against.
Dollar cost averaging
$586,488,034.07
$586,466,934.07 · +2779464.14%- Invested
- $21,100.00
- Annualised (XIRR)
- +120.33%
- Avg cost / unit
- $2.78
- Units held
- 7,599.19
- Max drawdown
- -92.99%
Lump sum on day one
$32,568,989,400.00
$32,568,968,300.00 · +154355300.00%- Invested
- $21,100.00
- Annualised (XIRR)
- +141.39%
- Avg cost / unit
- $0.0500
- Units held
- 422,000
- Max drawdown
- -93.07%
Perfect timing
HindsightYour whole $21,100.00 put in on the single cheapest day of the period.
$32,568,989,400.00
+$31,982,501,365.93 vs your DCA- Bought everything on
- 2010-07-17
- At a price of
- $0.0500
- Return
- +154355300.00%
Nobody can pick the exact bottom — this is the best case, not a plan you could follow.
Value over time · 395 daily points
| Date | Invested | Units | Value | P/L |
|---|---|---|---|---|
| 2010-07-17 | $25.00 | 500 | $25.00 | $0.00 |
| 2011-03-29 | $925.00 | 7,105.01 | $5,634.27 | $4,709.27 |
| 2011-12-09 | $1,825.00 | 7,358.22 | $21,853.92 | $20,028.92 |
| 2012-08-20 | $2,750.00 | 7,527.41 | $76,026.86 | $73,276.86 |
| 2013-05-02 | $3,650.00 | 7,581.64 | $805,549.60 | $801,899.60 |
| 2014-01-12 | $4,575.00 | 7,587.73 | $7,130,874.15 | $7,126,299.15 |
| 2014-09-24 | $5,475.00 | 7,589.43 | $3,216,173.72 | $3,210,698.72 |
| 2015-06-06 | $6,400.00 | 7,592.79 | $1,706,403.33 | $1,700,003.33 |
| 2016-02-16 | $7,300.00 | 7,595.82 | $3,087,092.09 | $3,079,792.09 |
| 2016-10-28 | $8,200.00 | 7,597.52 | $5,213,721.82 | $5,205,521.82 |
| 2017-07-10 | $9,125.00 | 7,598.36 | $17,810,709.38 | $17,801,584.38 |
| 2018-03-22 | $10,025.00 | 7,598.51 | $66,296,885.75 | $66,286,860.75 |
| 2018-12-02 | $10,950.00 | 7,598.65 | $31,487,749.17 | $31,476,799.17 |
| 2019-08-14 | $11,850.00 | 7,598.83 | $76,230,658.65 | $76,218,808.65 |
| 2020-04-25 | $12,775.00 | 7,598.94 | $57,296,001.14 | $57,283,226.14 |
| 2021-01-05 | $13,675.00 | 7,599.02 | $258,225,960.24 | $258,212,285.24 |
| 2021-09-17 | $14,575.00 | 7,599.04 | $359,030,936.66 | $359,016,361.66 |
| 2022-05-30 | $15,500.00 | 7,599.06 | $241,267,057.41 | $241,251,557.41 |
| 2023-02-09 | $16,400.00 | 7,599.1 | $165,829,148.44 | $165,812,748.44 |
| 2023-10-22 | $17,325.00 | 7,599.14 | $228,030,355.37 | $228,013,030.37 |
| 2024-07-03 | $18,225.00 | 7,599.16 | $457,275,359.11 | $457,257,134.11 |
| 2025-03-15 | $19,150.00 | 7,599.17 | $640,860,579.37 | $640,841,429.37 |
| 2025-11-25 | $20,050.00 | 7,599.18 | $664,360,243.86 | $664,340,193.86 |
| 2026-08-07 | $20,950.00 | 7,599.19 | $492,908,430.48 | $492,887,480.48 |
| 2026-09-13 | $21,100.00 | 7,599.19 | $586,488,034.07 | $586,466,934.07 |
Why DCA into Bitcoin?
Because Bitcoin's price has moved in such large, multi-year cycles, when you started buying has historically mattered enormously — a lump sum right before a peak could sit underwater for years, while a steady weekly or monthly buy kept adding units all the way down and back up. The calculator below runs your exact plan against Bitcoin's full daily price history so you can see which pattern actually played out over the dates you choose.
Frequently asked questions
- What is dollar-cost averaging into Bitcoin?
- Dollar-cost averaging (DCA) means investing a fixed amount into Bitcoin on a regular schedule — weekly, biweekly, monthly — regardless of the price that day, rather than trying to time a single entry point. Some buys land at a local high, some at a local low, and the average cost per unit smooths out over the whole period.
- How far back does the Bitcoin price history go?
- Back to 2010-07-17 — pick "Max" in the quick-range chips to run your plan across Bitcoin's entire tracked history.
- Does this include exchange fees?
- By default no — it's a 0% baseline so you can see the raw price effect first. Use the Exchange fee dropdown to add a percentage (a few common presets, or your own) and/or a flat fee per buy under Advanced options, and the DCA total updates to include them.